Five (Chinle, Crownpoint,
Shiprock, Tuba City, Ft. Defiance,
Utah) Agency offices within the Navajo Nation assist clients in obtaining a one-acre residential lease for 75 years. The Leasee has an option of
renewal of lease or assign the lease to another individuals or even terminate the lease. The lease provides an opportunity for the Navajo families to
build a home or even mortgage a home with lease hold interest. Before obtaining a HSL, the Leasee must comply with all federal and Navajo environmental
laws to obtain clearances to build a home on the Navajo Nation.